ZIP Code 20198 — Marshall CDP, VA Demographics & Data

ZIP code 20198 covers Marshall, VA in Fauquier County with a population of about 2,178.

At a glance, the area shows median age of 47.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-10; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 20198 is about $81,950 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 1.3%; 48.7% of adults with a bachelor’s degree or higher (about 15.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Agriculture; about 21.7% of workers reporting work-from-home (about 6.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,131,300 — about 225% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 65.3% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20198 in Marshall, VA, a household would need roughly $311,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,267. That is about 279% above the local median household income ($81,950), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Marshall CDP, VA as Relatively Low (composite score 47.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (72.1) and flood (65.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Marshall CDP, VA show little to no average snow.

IRS migration statistics show a net inflow of about 123 for ZIP 20198 (Marshall CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.