ZIP Code 20707 — Laurel city, MD Demographics & Data

ZIP code 20707 covers Laurel, MD in Prince George's County with a population of about 36,549.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area codes 227, 240, 301; U.S. House district MD-4; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 20707 is about $104,093 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.5%; unemployment rate near 4.6%; 45.3% of adults with a bachelor’s degree or higher (about 11.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 14.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $411,200 — about 18% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,723 (about 48% above the U.S. median rent ($1,163)), and owner-occupancy near 55.0% (about 10.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20707 in Laurel, MD, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,641. That is roughly in line with the local median household income ($104,093). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Laurel city, MD as Relatively Moderate (composite score 93.2), which is among the highest nationally. The strongest component scores on US5 are flood (94.6) and hurricane (92.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Laurel city, MD show little to no average snow and around 47.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,147 for ZIP 20707 (Laurel city, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.