Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP 20889 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
ZIP code 20889 covers Bethesda, MD in Montgomery County with a population of about 210.
At a glance, the area shows median age of 23.2 versus a U.S. median of about 38.9.
It sits in telephone area codes 227, 240, 301; U.S. House district MD-8; the WASHINGTON, DC (HAGRSTWN) media market.
Bethesda, MD reads as a military / base-oriented community on US5’s intent model (elevated veteran share (57.5%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 55.4% of adults with a bachelor’s degree or higher (about 21.7 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Professional services, Retail trade, and Other services; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 116.0 minutes (U.S. average near 26.8).
Housing tenure and rents show owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).
FEMA’s National Risk Index rates natural-hazard risk for Bethesda CDP, MD as Relatively Moderate (composite score 91.7), which is among the highest nationally. The strongest component scores on US5 are flood (93.7) and hurricane (91.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Bethesda CDP, MD show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 12 for ZIP 20889 (Bethesda CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.