ZIP Code 21075 — Elkridge CDP, MD Demographics & Data

ZIP code 21075 covers Elkridge, MD in Howard County with a population of about 37,146.

At a glance, the area shows median age of 33.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-3; the BALTIMORE media market.

Median household income in ZIP 21075 is about $133,321 — about 77% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 3.8%; 57.7% of adults with a bachelor’s degree or higher (about 24.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Education; about 20.9% of workers reporting work-from-home (about 5.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $439,400 — about 26% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,926 (about 66% above the U.S. median rent ($1,163)), and owner-occupancy near 64.5% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21075 in Elkridge, MD, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,823. That is roughly in line with the local median household income ($133,321). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elkridge CDP, MD as Relatively Low (composite score 72.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (81.2) and flood (78.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elkridge CDP, MD show little to no average snow and around 45.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,182 for ZIP 21075 (Elkridge CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.