ZIP Code 21620 — Fairlee CDP, MD Demographics & Data

ZIP code 21620 covers Fairlee, MD in Kent County with a population of about 13,533.

At a glance, the area shows median age of 42.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Fairlee, MD sits in a university / college context (near washington college (2.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 21620 is about $76,094 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.8%; unemployment rate near 3.5%; 42.9% of adults with a bachelor’s degree or higher (about 9.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Retail trade; about 10.4% of workers reporting work-from-home (about 4.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $318,700 — about 8% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $989 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 71.0% (about 5.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21620 in Fairlee, MD, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,047. That is about 16% above the local median household income ($76,094), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fairlee CDP, MD as Very Low (composite score 27.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (80.8) and wildfire (25.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fairlee CDP, MD show little to no average snow and around 46.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 795 for ZIP 21620 (Fairlee CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.