ZIP Code 21628 — Crumpton CDP, MD Demographics & Data

ZIP code 21628 covers Crumpton, MD in Queen Anne's County with a population of about 299.

At a glance, the area shows median age of 47.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Median household income in ZIP 21628 is about $96,875 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.1%; unemployment rate near 17.7%; 20.9% of adults with a bachelor’s degree or higher (about 12.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Transportation, and Administrative support; a mean commute of about 121.0 minutes (U.S. average near 26.8).

Median home value is about $168,300 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21628 in Crumpton, MD, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,081. That sits below the local median household income ($96,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Crumpton CDP, MD as Very Low (composite score 35.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.5) and wildfire (59.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Crumpton CDP, MD show little to no average snow and around 46.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 21628 (Crumpton CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.