ZIP Code 21750 — Hancock town, MD Demographics & Data

ZIP code 21750 covers Hancock, MD in Washington County with a population of about 3,585.

At a glance, the area shows median age of 49.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-6; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 21750 is about $54,188 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.0%; unemployment rate near 1.7%; 10.5% of adults with a bachelor’s degree or higher (about 23.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Public administration, and Manufacturing; about 6.9% of workers reporting work-from-home (about 8.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $212,700 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $733 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 72.4% (about 7.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21750 in Hancock, MD, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,366. That is roughly in line with the local median household income ($54,188). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hancock town, MD as Relatively Low (composite score 68.8), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (85.7) and flood (73.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hancock town, MD show little to no average snow and around 42.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 211 for ZIP 21750 (Hancock town, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.