ZIP Code 21756 — Keedysville town, MD Demographics & Data

ZIP code 21756 covers Keedysville, MD in Washington County with a population of about 3,172.

At a glance, the area shows median age of 45.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-6; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 21756 is about $91,836 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.6%; unemployment rate near 5.3%; 28.9% of adults with a bachelor’s degree or higher (about 4.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Construction, and Education; about 28.3% of workers reporting work-from-home (about 13.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $360,900 — about 4% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $992 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 95.2% (about 29.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21756 in Keedysville, MD, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,318. That is roughly in line with the local median household income ($91,836). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Keedysville town, MD as Relatively Low (composite score 68.8), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (85.7) and flood (73.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Keedysville town, MD show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 186 for ZIP 21756 (Keedysville town, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.