ZIP Code 22554 — Stafford Courthouse CDP, VA Demographics & Data

ZIP code 22554 covers Stafford Courthouse, VA in Stafford County with a population of about 64,605.

At a glance, the area shows median age of 35.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-7; the WASHINGTON, DC (HAGRSTWN) media market.

Stafford Courthouse, VA reads as a military / base-oriented community on US5’s intent model (elevated veteran share (18.9%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 22554 is about $148,268 — about 97% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 3.3%; 45.4% of adults with a bachelor’s degree or higher (about 11.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Professional services; about 21.1% of workers reporting work-from-home (about 5.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $482,600 — about 39% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,788 (about 54% above the U.S. median rent ($1,163)), and owner-occupancy near 80.2% (about 14.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22554 in Stafford Courthouse, VA, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,100. That sits below the local median household income ($148,268), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stafford Courthouse CDP, VA as Relatively Low (composite score 65.0), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (77.5) and flood (75.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stafford Courthouse CDP, VA show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,646 for ZIP 22554 (Stafford Courthouse CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.