ZIP Code 23076 — undefined, VA Demographics & Data

ZIP code 23076 covers VA in Mathews County with a population of about 537.

At a glance, the area shows median age of 72.0 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

VA fits a retirement-oriented profile (high share of residents 65+ (62.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 23076 is about $104,470 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.7%; unemployment rate near 12.2%; 33.7% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Real estate; about 40.4% of workers reporting work-from-home (about 25.2 points above the U.S. share (15.2%)); a mean commute of about 68.0 minutes (U.S. average near 26.8).

Median home value is about $514,800 — about 48% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.0% (about 26.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23076 in VA, a household would need roughly $142,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,307. That is about 36% above the local median household income ($104,470), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for VA as Very Low (composite score 12.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (70.6) and wildfire (40.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VA show little to no average snow and around 51.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 30 for ZIP 23076 (VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.