ZIP Code 23128 — undefined, VA Demographics & Data

ZIP code 23128 covers VA in Mathews County with a population of about 353.

At a glance, the area shows median age of 60.6 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

VA fits a retirement-oriented profile (high share of residents 65+ (41.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 34.8%; unemployment rate near 0.0%; 19.0% of adults with a bachelor’s degree or higher (about 14.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Construction, and Administrative support; about 34.7% of workers reporting work-from-home (about 19.5 points above the U.S. share (15.2%)); a mean commute of about 126.0 minutes (U.S. average near 26.8).

Median home value is about $245,100 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23128 in VA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,574. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for VA as Very Low (composite score 12.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (70.6) and wildfire (40.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VA show little to no average snow and around 51.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 23128 (VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.