ZIP Code 23395 — Horntown CDP, VA Demographics & Data

ZIP code 23395 covers Horntown, VA in Accomack County with a population of about 479.

At a glance, the area shows median age of 69.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 757, 948; U.S. House district VA-2; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Horntown, VA fits a retirement-oriented profile (high share of residents 65+ (63.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 37.8%; unemployment rate near 0.0%; 31.9% of adults with a bachelor’s degree or higher (about 1.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance and Public administration; a mean commute of about 16.0 minutes (U.S. average near 26.8).

Median home value is about $138,000 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.3% (about 17.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23395 in Horntown, VA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $886. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Horntown CDP, VA as Relatively Moderate (composite score 81.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.5) and wildfire (79.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Horntown CDP, VA show little to no average snow and around 43.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 27 for ZIP 23395 (Horntown CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.