ZIP Code 36560 — Mount Vernon town, AL Demographics & Data

ZIP code 36560 covers Mount Vernon, AL in Mobile County with a population of about 3,000.

At a glance, the area shows median age of 40.2 (near the U.S. median).

It sits in telephone area code 251; U.S. House district AL-1; the MOBILE - PENSACOLA (FT WALT) media market.

Median household income in ZIP 36560 is about $43,043 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.8%; unemployment rate near 4.5%; 14.5% of adults with a bachelor’s degree or higher (about 19.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Food services; about 5.5% of workers reporting work-from-home (about 9.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $111,200 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.0% (about 17.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36560 in Mount Vernon, AL, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $714. That sits below the local median household income ($43,043), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Vernon town, AL as Relatively High (composite score 98.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.4) and flood (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Vernon town, AL show little to no average snow and around 71.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 96 for ZIP 36560 (Mount Vernon town, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.