ZIP Code 37355 — Manchester city, TN Demographics & Data

ZIP code 37355 covers Manchester, TN in Coffee County with a population of about 29,810.

At a glance, the area shows median age of 38.7 (near the U.S. median).

It sits in telephone area code 931; U.S. House district TN-4; the NASHVILLE media market.

Median household income in ZIP 37355 is about $62,943 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 3.2%; 22.0% of adults with a bachelor’s degree or higher (about 11.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Education; about 9.8% of workers reporting work-from-home (about 5.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $238,000 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $723 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 72.0% (about 6.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37355 in Manchester, TN, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,529. That is roughly in line with the local median household income ($62,943). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Manchester city, TN as Relatively Low (composite score 63.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (56.0) and hurricane (51.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Manchester city, TN show little to no average snow and around 59.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,057 for ZIP 37355 (Manchester city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.