ZIP Code 37394 — Viola town, TN Demographics & Data

ZIP code 37394 covers Viola, TN in Warren County with a population of about 99.

At a glance, the area shows median age of 67.3 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-4; the NASHVILLE media market.

Viola, TN fits a retirement-oriented profile (high share of residents 65+ (55.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 37394 is about $48,750 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.0%; unemployment rate near 0.0%; 19.0% of adults with a bachelor’s degree or higher (about 14.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Information; a mean commute of about 39.0 minutes (U.S. average near 26.8).

Median home value is about $264,300 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.5% (about 30.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37394 in Viola, TN, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,698. That is about 50% above the local median household income ($48,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Viola town, TN as Relatively Low (composite score 63.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (57.0) and hurricane (53.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Viola town, TN show little to no average snow and around 54.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 37394 (Viola town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.