ZIP Code 38725 — Benoit town, MS Demographics & Data

ZIP code 38725 covers Benoit, MS in Bolivar County with a population of about 1,145.

At a glance, the area shows median age of 32.9 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

Median household income in ZIP 38725 is about $54,750 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 32.6%; unemployment rate near 17.7%; 6.2% of adults with a bachelor’s degree or higher (about 27.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Agriculture; about 1.8% of workers reporting work-from-home (about 13.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $74,600 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $345 (about 70% below the U.S. median rent ($1,163)), and owner-occupancy near 76.2% (about 10.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38725 in Benoit, MS, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $479. That sits below the local median household income ($54,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Benoit town, MS as Relatively Low (composite score 76.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.9) and hurricane (66.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Benoit town, MS show little to no average snow and around 49.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 39 for ZIP 38725 (Benoit town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.