ZIP Code 38762 — Mound Bayou city, MS Demographics & Data

ZIP code 38762 covers Mound Bayou, MS in Bolivar County with a population of about 2,098.

At a glance, the area shows median age of 40.3 (near the U.S. median).

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

Median household income in ZIP 38762 is about $32,105 — about 57% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 46.4%; unemployment rate near 4.3%; 22.1% of adults with a bachelor’s degree or higher (about 11.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Education; about 0.8% of workers reporting work-from-home (about 14.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $78,800 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $394 (about 66% below the U.S. median rent ($1,163)), and owner-occupancy near 42.2% (about 23.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38762 in Mound Bayou, MS, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $506. That sits below the local median household income ($32,105), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mound Bayou city, MS as Relatively Low (composite score 76.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.9) and hurricane (66.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mound Bayou city, MS show little to no average snow and around 54.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 72 for ZIP 38762 (Mound Bayou city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.