ZIP Code 39071 — Flora town, MS Demographics & Data

ZIP code 39071 covers Flora, MS in Madison County with a population of about 6,319.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area codes 601, 769; U.S. House district MS-3; the JACKSON, MS media market.

Median household income in ZIP 39071 is about $64,244 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.5%; unemployment rate near 2.5%; 35.7% of adults with a bachelor’s degree or higher (about 2.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Transportation; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $268,800 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $447 (about 62% below the U.S. median rent ($1,163)), and owner-occupancy near 71.3% (about 5.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39071 in Flora, MS, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,727. That is about 15% above the local median household income ($64,244), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Flora town, MS as Relatively Moderate (composite score 82.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (77.7) and flood (76.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Flora town, MS show little to no average snow and around 51.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 216 for ZIP 39071 (Flora town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.