ZIP Code 39157 — Ridgeland city, MS Demographics & Data

ZIP code 39157 covers Ridgeland, MS in Madison County with a population of about 24,547.

At a glance, the area shows median age of 35.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-3; the JACKSON, MS media market.

Ridgeland, MS sits in a university / college context (near tougaloo college (1.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 39157 is about $63,552 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 4.9%; 50.5% of adults with a bachelor’s degree or higher (about 16.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 7.6% of workers reporting work-from-home (about 7.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $259,900 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,095 (about 6% below the U.S. median rent ($1,163)), and owner-occupancy near 47.9% (about 17.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39157 in Ridgeland, MS, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,670. That is roughly in line with the local median household income ($63,552). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ridgeland city, MS as Relatively Moderate (composite score 82.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (77.7) and flood (76.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ridgeland city, MS show little to no average snow and around 51.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 838 for ZIP 39157 (Ridgeland city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.