ZIP Code 48423 — Davison city, MI Demographics & Data

ZIP code 48423 covers Davison, MI in Genesee County with a population of about 33,508.

At a glance, the area shows median age of 43.3 versus a U.S. median of about 38.9.

It sits in telephone area code 810; U.S. House district MI-8; the FLINT - SAGINAW - BAY CITY media market.

Median household income in ZIP 48423 is about $64,096 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.1%; unemployment rate near 6.6%; 24.7% of adults with a bachelor’s degree or higher (about 9.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 8.0% of workers reporting work-from-home (about 7.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $209,400 — about 40% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $792 (about 32% below the U.S. median rent ($1,163)), and owner-occupancy near 66.5% (about 1.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48423 in Davison, MI, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,345. That is roughly in line with the local median household income ($64,096). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Davison city, MI as Relatively Moderate (composite score 92.2), which is among the highest nationally. The strongest component scores on US5 are flood (92.6) and hurricane (45.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Davison city, MI show little to no average snow and around 34.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,311 for ZIP 48423 (Davison city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.