ZIP Code 48506 — Flint city, MI Demographics & Data

ZIP code 48506 covers Flint, MI in Genesee County with a population of about 24,538.

At a glance, the area shows median age of 39.2 (near the U.S. median).

It sits in telephone area code 810; U.S. House district MI-8; the FLINT - SAGINAW - BAY CITY media market.

Median household income in ZIP 48506 is about $44,416 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.1%; unemployment rate near 10.0%; 8.8% of adults with a bachelor’s degree or higher (about 24.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 5.6% of workers reporting work-from-home (about 9.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $91,200 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $627 (about 46% below the U.S. median rent ($1,163)), and owner-occupancy near 70.2% (about 4.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48506 in Flint, MI, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $586. That sits below the local median household income ($44,416), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Flint city, MI as Relatively Moderate (composite score 92.2), which is among the highest nationally. The strongest component scores on US5 are flood (92.6) and hurricane (45.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Flint city, MI show little to no average snow and around 34.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 960 for ZIP 48506 (Flint city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.