ZIP Code 49775 — undefined, MI Demographics & Data

ZIP code 49775 covers MI in Mackinac County with a population of about 44.

At a glance, the area shows median age of 59.3 versus a U.S. median of about 38.9.

It sits in telephone area code 231; U.S. House district MI-1; the TRAVERSE CITY - CADILLAC media market.

MI aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 49775 is about $116,250 — about 55% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 61.3% of adults with a bachelor’s degree or higher (about 27.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Transportation, and Professional services; about 23.5% of workers reporting work-from-home (about 8.3 points above the U.S. share (15.2%)); a mean commute of about 13.0 minutes (U.S. average near 26.8).

Median home value is about $250,000 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49775 in MI, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,606. That sits below the local median household income ($116,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MI as Very Low (composite score 9.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (47.6) and flood (29.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MI show little to no average snow and around 32.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 49775 (MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.