ZIP Code 50031 — Beaver city, IA Demographics & Data

ZIP code 50031 covers Beaver, IA in Boone County with a population of about 61.

At a glance, the area shows median age of 25.2 versus a U.S. median of about 38.9.

It sits in telephone area code 515; U.S. House district IA-4; the DES MOINES - AMES media market.

Median household income in ZIP 50031 is about $63,750 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 3.2% of adults with a bachelor’s degree or higher (about 30.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Transportation; about 43.5% of workers reporting work-from-home (about 28.3 points above the U.S. share (15.2%)); a mean commute of about 13.0 minutes (U.S. average near 26.8).

Median home value is about $58,800 — about 83% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.9% (about 23.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50031 in Beaver, IA, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $378. That sits below the local median household income ($63,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beaver city, IA as Very Low (composite score 28.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (28.8) and wildfire (15.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beaver city, IA show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 3 for ZIP 50031 (Beaver city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.