ZIP Code 50223 — Pilot Mound city, IA Demographics & Data

ZIP code 50223 covers Pilot Mound, IA in Boone County with a population of about 248.

At a glance, the area shows median age of 62.5 versus a U.S. median of about 38.9.

It sits in telephone area code 515; U.S. House district IA-4; the DES MOINES - AMES media market.

Pilot Mound, IA fits a retirement-oriented profile (high share of residents 65+ (48.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 50223 is about $41,705 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.0%; unemployment rate near 2.2%; 4.1% of adults with a bachelor’s degree or higher (about 29.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 81.0 minutes (U.S. average near 26.8).

Median home value is about $86,300 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $492 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 76.0% (about 10.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50223 in Pilot Mound, IA, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $554. That sits below the local median household income ($41,705), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pilot Mound city, IA as Very Low (composite score 28.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (28.8) and wildfire (15.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pilot Mound city, IA show little to no average snow and around 39.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 50223 (Pilot Mound city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.