ZIP Code 57365 — Oacoma town, SD Demographics & Data

ZIP code 57365 covers Oacoma, SD in Lyman County with a population of about 619.

At a glance, the area shows median age of 51.8 versus a U.S. median of about 38.9.

It sits in telephone area code 605; U.S. House district SD-00; the SIOUX FALLS (MITCHELL) media market.

Oacoma, SD is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 57365 is about $63,611 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.1%; unemployment rate near 4.3%; 22.1% of adults with a bachelor’s degree or higher (about 11.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Food services; about 4.6% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $259,300 — about 26% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $763 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 83.5% (about 18.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57365 in Oacoma, SD, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,666. That is roughly in line with the local median household income ($63,611). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oacoma town, SD as Very Low (composite score 26.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (69.5) and flood (29.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oacoma town, SD show little to no average snow and around 20.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 57365 (Oacoma town, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.