Median home value is about $116,400 — about 67% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 62.7% (about 2.7 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 57534 in Hamill, SD, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $748. That is roughly in line with the local median household income ($33,164). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.