ZIP Code 59424 — Coffee Creek CDP, MT Demographics & Data

ZIP code 59424 covers Coffee Creek, MT in Fergus County with a population of about 66.

At a glance, the area shows median age of 28.1 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59424 is about $82,946 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 82.6% of adults with a bachelor’s degree or higher (about 48.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture and Wholesale trade; about 12.0% of workers reporting work-from-home (about 3.2 points below the U.S. share (15.2%)); a mean commute of about 22.0 minutes (U.S. average near 26.8).

Median home value is about $265,400 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 62.1% (about 3.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59424 in Coffee Creek, MT, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,705. That sits below the local median household income ($82,946), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Coffee Creek CDP, MT as Relatively Low (composite score 45.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (80.4) and flood (36.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Coffee Creek CDP, MT show little to no average snow and around 15.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 59424 (Coffee Creek CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.