ZIP Code 96091 — Coffee Creek CDP, CA Demographics & Data

ZIP code 96091 covers Coffee Creek, CA in Trinity County with a population of about 761.

At a glance, the area shows median age of 67.1 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-2; the CHICO - REDDING media market.

Coffee Creek, CA fits a retirement-oriented profile (high share of residents 65+ (54.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 96091 is about $59,432 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 7.4%; 32.4% of adults with a bachelor’s degree or higher (about 1.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Construction; about 36.4% of workers reporting work-from-home (about 21.2 points above the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $341,400 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,025 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 97.3% (about 31.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96091 in Coffee Creek, CA, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,193. That is about 58% above the local median household income ($59,432), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Coffee Creek CDP, CA as Relatively Low (composite score 79.5), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.5) and flood (79.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Coffee Creek CDP, CA show little to no average snow.

IRS migration statistics show a net inflow of about 37 for ZIP 96091 (Coffee Creek CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.