ZIP Code 60445 — Midlothian village, IL Demographics & Data

ZIP code 60445 covers Midlothian, IL in Cook County with a population of about 14,445.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area codes 464, 708; U.S. House district IL-1; the CHICAGO media market.

Median household income in ZIP 60445 is about $68,385 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 4.2%; 18.9% of adults with a bachelor’s degree or higher (about 14.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 8.3% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $201,700 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,093 (about 6% below the U.S. median rent ($1,163)), and owner-occupancy near 77.9% (about 12.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 60445 in Midlothian, IL, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,296. That sits below the local median household income ($68,385), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Midlothian village, IL as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (99.9) and wildfire (55.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Midlothian village, IL show little to no average snow and around 40.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 804 for ZIP 60445 (Midlothian village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.