ZIP Code 60463 — Palos Heights city, IL Demographics & Data

ZIP code 60463 covers Palos Heights, IL in Cook County with a population of about 13,359.

At a glance, the area shows median age of 49.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 464, 708; U.S. House district IL-6; the CHICAGO media market.

Palos Heights, IL sits in a university / college context (near trinity christian college (0.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 60463 is about $105,389 — about 40% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 3.7%; 41.0% of adults with a bachelor’s degree or higher (about 7.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $343,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,975 (about 70% above the U.S. median rent ($1,163)), and owner-occupancy near 94.0% (about 28.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 60463 in Palos Heights, IL, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,208. That is roughly in line with the local median household income ($105,389). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Palos Heights city, IL as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (99.9) and wildfire (55.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Palos Heights city, IL show little to no average snow and around 40.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 744 for ZIP 60463 (Palos Heights city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.