ZIP Code 61801 — Urbana city, IL Demographics & Data

ZIP code 61801 covers Urbana, IL in Champaign County with a population of about 27,755.

At a glance, the area shows median age of 24.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 217, 447; U.S. House district IL-13; the CHAMPAIGN & SPRNGFLD - DECATUR media market.

Urbana, IL sits in a university / college context (near university of illinois system offices (0.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 61801 is about $37,948 — about 50% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.1%; unemployment rate near 5.8%; 65.3% of adults with a bachelor’s degree or higher (about 31.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 16.2% of workers reporting work-from-home (about 1.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $184,000 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $805 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 30.5% (about 34.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61801 in Urbana, IL, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,182. That is about 34% above the local median household income ($37,948), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Urbana city, IL as Relatively Moderate (composite score 90.5), which is among the highest nationally. The strongest component scores on US5 are flood (90.4) and hurricane (48.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Urbana city, IL show little to no average snow and around 40.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,545 for ZIP 61801 (Urbana city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.