ZIP Code 61822 — Champaign city, IL Demographics & Data

ZIP code 61822 covers Champaign, IL in Champaign County with a population of about 28,246.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area codes 217, 447; U.S. House district IL-13; the CHAMPAIGN & SPRNGFLD - DECATUR media market.

Champaign, IL sits in a university / college context (near parkland college (1.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 61822 is about $97,044 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.0%; unemployment rate near 4.0%; 58.0% of adults with a bachelor’s degree or higher (about 24.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 14.2% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $264,600 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,103 (about 5% below the U.S. median rent ($1,163)), and owner-occupancy near 68.3% (about 2.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61822 in Champaign, IL, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,700. That sits below the local median household income ($97,044), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Champaign city, IL as Relatively Moderate (composite score 90.5), which is among the highest nationally. The strongest component scores on US5 are flood (90.4) and hurricane (48.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Champaign city, IL show little to no average snow and around 40.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,572 for ZIP 61822 (Champaign city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.