ZIP Code 62434 — undefined, IL Demographics & Data

ZIP code 62434 covers IL in Clay County with a population of about 330.

At a glance, the area shows median age of 55.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 618, 730; U.S. House district IL-12; the ST. LOUIS media market.

IL fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 37.6%; unemployment rate near 0.0%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; about 7.0% of workers reporting work-from-home (about 8.3 points below the U.S. share (15.2%)); a mean commute of about 174.0 minutes (U.S. average near 26.8).

Median home value is about $172,900 — about 50% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.5% (about 28.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62434 in IL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,111. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for IL as Very Low (composite score 41.1), which is near the middle of the national distribution. The strongest component scores on US5 are flood (38.9) and hurricane (37.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IL show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 62434 (IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.