ZIP Code 62919 — Cave-In-Rock village, IL Demographics & Data

ZIP code 62919 covers Cave-In-Rock, IL in Hardin County with a population of about 775.

At a glance, the area shows median age of 59.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 618, 730; U.S. House district IL-12; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Cave-In-Rock, IL fits a retirement-oriented profile (high share of residents 65+ (37.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 62919 is about $57,176 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 0.0%; 11.0% of adults with a bachelor’s degree or higher (about 22.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Mining, and Healthcare; about 1.0% of workers reporting work-from-home (about 14.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $148,400 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $245 (about 79% below the U.S. median rent ($1,163)), and owner-occupancy near 83.5% (about 18.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62919 in Cave-In-Rock, IL, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $953. That sits below the local median household income ($57,176), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cave-In-Rock village, IL as Very Low (composite score 8.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (25.2) and flood (15.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cave-In-Rock village, IL show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 43 for ZIP 62919 (Cave-In-Rock village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.