ZIP Code 62954 — Junction village, IL Demographics & Data

ZIP code 62954 covers Junction, IL in Gallatin County with a population of about 415.

At a glance, the area shows median age of 67.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 618, 730; U.S. House district IL-12; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Junction, IL fits a retirement-oriented profile (high share of residents 65+ (53.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 62954 is about $65,083 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 0.0%; 10.4% of adults with a bachelor’s degree or higher (about 23.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Finance and insurance; a mean commute of about 120.0 minutes (U.S. average near 26.8).

Median home value is about $89,400 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,264 (about 9% above the U.S. median rent ($1,163)), and owner-occupancy near 90.5% (about 25.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62954 in Junction, IL, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $574. That sits below the local median household income ($65,083), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Junction village, IL as Very Low (composite score 33.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (36.0) and hurricane (35.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Junction village, IL show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 62954 (Junction village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.