ZIP Code 63130 — University City city, MO Demographics & Data

ZIP code 63130 covers University City, MO in St. Louis County with a population of about 29,074.

At a glance, the area shows median age of 36.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 314, 557; U.S. House district MO-1; the ST. LOUIS media market.

University City, MO sits in a university / college context (near washington university in st louis (1.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 63130 is about $81,103 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 2.5%; 63.6% of adults with a bachelor’s degree or higher (about 29.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 18.1% of workers reporting work-from-home (about 2.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $285,500 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,026 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 61.9% (about 3.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63130 in University City, MO, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,834. That is roughly in line with the local median household income ($81,103). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for University City city, MO as Relatively High (composite score 98.7), which is among the highest nationally. The strongest component scores on US5 are flood (97.0) and hurricane (32.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for University City city, MO show little to no average snow and around 43.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,314 for ZIP 63130 (University City city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.