ZIP Code 63132 — Olivette city, MO Demographics & Data

ZIP code 63132 covers Olivette, MO in St. Louis County with a population of about 13,953.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area codes 314, 557; U.S. House district MO-1; the ST. LOUIS media market.

Median household income in ZIP 63132 is about $84,034 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.2%; unemployment rate near 4.6%; 62.0% of adults with a bachelor’s degree or higher (about 28.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 19.0% of workers reporting work-from-home (about 3.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $403,600 — about 16% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,170 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 56.3% (about 9.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63132 in Olivette, MO, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,593. That is about 32% above the local median household income ($84,034), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Olivette city, MO as Relatively High (composite score 98.7), which is among the highest nationally. The strongest component scores on US5 are flood (97.0) and hurricane (32.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Olivette city, MO show little to no average snow and around 41.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 631 for ZIP 63132 (Olivette city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.