ZIP Code 68416 — Ohiowa village, NE Demographics & Data

ZIP code 68416 covers Ohiowa, NE in Fillmore County with a population of about 236.

At a glance, the area shows median age of 49.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Median household income in ZIP 68416 is about $68,958 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.4%; unemployment rate near 0.9%; 7.7% of adults with a bachelor’s degree or higher (about 26.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Healthcare; about 4.6% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 104.0 minutes (U.S. average near 26.8).

Median home value is about $108,800 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $308 (about 74% below the U.S. median rent ($1,163)), and owner-occupancy near 74.8% (about 9.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68416 in Ohiowa, NE, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $699. That sits below the local median household income ($68,958), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ohiowa village, NE as Very Low (composite score 20.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (30.2) and flood (8.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ohiowa village, NE show little to no average snow and around 28.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 68416 (Ohiowa village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.