ZIP Code 71658 — Montrose city, AR Demographics & Data

ZIP code 71658 covers Montrose, AR in Ashley County with a population of about 398.

At a glance, the area shows median age of 53.6 versus a U.S. median of about 38.9.

It sits in telephone area code 870; U.S. House district AR-4; the MONROE - EL DORADO media market.

Median household income in ZIP 71658 is about $42,708 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.6%; unemployment rate near 13.2%; 5.5% of adults with a bachelor’s degree or higher (about 28.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Construction, and Public administration; a mean commute of about 132.0 minutes (U.S. average near 26.8).

Median home value is about $52,800 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 71658 in Montrose, AR, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $339. That sits below the local median household income ($42,708), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montrose city, AR as Relatively Low (composite score 53.9), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (65.1) and flood (54.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montrose city, AR show little to no average snow and around 56.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 71658 (Montrose city, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.