ZIP Code 73548 — Hastings town, OK Demographics & Data

ZIP code 73548 covers Hastings, OK in Cotton County with a population of about 421.

At a glance, the area shows median age of 59.0 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-4; the WICHITA FALLS & LAWTON media market.

Hastings, OK fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 21.6%; unemployment rate near 0.0%; 21.4% of adults with a bachelor’s degree or higher (about 12.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Education; about 2.6% of workers reporting work-from-home (about 12.6 points below the U.S. share (15.2%)); a mean commute of about 148.0 minutes (U.S. average near 26.8).

Median home value is about $79,200 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.0% (about 31.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 73548 in Hastings, OK, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $509. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hastings town, OK as Very Low (composite score 4.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (67.0) and hurricane (21.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hastings town, OK show little to no average snow and around 32.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 73548 (Hastings town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.