ZIP Code 76357 — Byers city, TX Demographics & Data

ZIP code 76357 covers Byers, TX in Clay County with a population of about 452.

At a glance, the area shows median age of 54.7 versus a U.S. median of about 38.9.

It sits in telephone area code 940; U.S. House district TX-13; the WICHITA FALLS & LAWTON media market.

Median household income in ZIP 76357 is about $77,566 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.0%; unemployment rate near 2.0%; 19.1% of adults with a bachelor’s degree or higher (about 14.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Healthcare; about 18.1% of workers reporting work-from-home (about 2.9 points above the U.S. share (15.2%)); a mean commute of about 163.0 minutes (U.S. average near 26.8).

Median home value is about $117,300 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.4% (about 30.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76357 in Byers, TX, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $754. That sits below the local median household income ($77,566), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Byers city, TX as Very Low (composite score 14.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (87.9) and hurricane (27.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Byers city, TX show little to no average snow and around 32.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 76357 (Byers city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.