ZIP Code 75639 — undefined, TX Demographics & Data

ZIP code 75639 covers TX in Panola County with a population of about 2,698.

At a glance, the area shows median age of 40.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 430, 903; U.S. House district TX-1; the SHREVEPORT media market.

Median household income in ZIP 75639 is about $45,795 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 4.8%; 9.2% of adults with a bachelor’s degree or higher (about 24.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Education; about 3.5% of workers reporting work-from-home (about 11.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $140,200 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 85.6% (about 20.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75639 in TX, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $901. That sits below the local median household income ($45,795), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Relatively Low (composite score 55.4), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.3) and wildfire (72.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow and around 52.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 127 for ZIP 75639 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.