ZIP Code 76857 — Thunderbird Bay CDP, TX Demographics & Data

ZIP code 76857 covers Thunderbird Bay, TX in Brown County with a population of about 2,118.

At a glance, the area shows median age of 44.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 254, 325; U.S. House district TX-11; the ABILENE - SWEETWATER media market.

Median household income in ZIP 76857 is about $48,791 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.3%; unemployment rate near 8.1%; 16.7% of adults with a bachelor’s degree or higher (about 17.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Manufacturing; about 11.2% of workers reporting work-from-home (about 4.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $130,900 — about 62% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,254 (about 8% above the U.S. median rent ($1,163)), and owner-occupancy near 66.8% (about 1.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76857 in Thunderbird Bay, TX, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $841. That sits below the local median household income ($48,791), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Thunderbird Bay CDP, TX as Relatively Low (composite score 64.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (86.2) and flood (73.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Thunderbird Bay CDP, TX show little to no average snow and around 31.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 100 for ZIP 76857 (Thunderbird Bay CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.