ZIP Code 76890 — Zephyr CDP, TX Demographics & Data

ZIP code 76890 covers Zephyr, TX in Brown County with a population of about 812.

At a glance, the area shows median age of 53.1 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-11; the ABILENE - SWEETWATER media market.

Median household income in ZIP 76890 is about $57,857 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 4.8%; 13.0% of adults with a bachelor’s degree or higher (about 20.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Public administration, and Manufacturing; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $123,100 — about 65% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $772 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 82.0% (about 16.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76890 in Zephyr, TX, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $791. That sits below the local median household income ($57,857), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Zephyr CDP, TX as Relatively Low (composite score 64.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (86.2) and flood (73.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Zephyr CDP, TX show little to no average snow and around 30.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 76890 (Zephyr CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.