ZIP Code 81501 — Grand Junction city, CO Demographics & Data

ZIP code 81501 covers Grand Junction, CO in Mesa County with a population of about 24,142.

At a glance, the area shows median age of 35.6 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the GRAND JUNCTION - MONTROSE media market.

Grand Junction, CO sits in a university / college context (near colorado mesa university (0.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 81501 is about $48,500 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.9%; unemployment rate near 7.8%; 27.2% of adults with a bachelor’s degree or higher (about 6.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 11.9% of workers reporting work-from-home (about 3.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $283,300 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $862 (about 26% below the U.S. median rent ($1,163)), and owner-occupancy near 47.1% (about 18.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81501 in Grand Junction, CO, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,820. That is about 61% above the local median household income ($48,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grand Junction city, CO as Relatively Low (composite score 75.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (89.9) and flood (81.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grand Junction city, CO show little to no average snow and around 11.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,103 for ZIP 81501 (Grand Junction city, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.