ZIP Code 81505 — Grand Junction city, CO Demographics & Data

ZIP code 81505 covers Grand Junction, CO in Mesa County with a population of about 11,959.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the GRAND JUNCTION - MONTROSE media market.

Median household income in ZIP 81505 is about $87,677 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 1.3%; 41.6% of adults with a bachelor’s degree or higher (about 7.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Retail trade; about 12.1% of workers reporting work-from-home (about 3.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $436,800 — about 25% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,298 (about 12% above the U.S. median rent ($1,163)), and owner-occupancy near 69.6% (about 4.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81505 in Grand Junction, CO, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,806. That is about 37% above the local median household income ($87,677), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grand Junction city, CO as Relatively Low (composite score 75.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (89.9) and flood (81.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grand Junction city, CO show little to no average snow and around 9.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 547 for ZIP 81505 (Grand Junction city, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.