ZIP Code 83704 — Boise City city, ID Demographics & Data

ZIP code 83704 covers Boise City, ID in Ada County with a population of about 41,406.

At a glance, the area shows median age of 38.5 (near the U.S. median).

It sits in telephone area codes 208, 986; U.S. House district ID-2; the BOISE media market.

Boise City, ID sits in a university / college context (near boise bible college (2.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 83704 is about $70,806 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 3.5%; 32.2% of adults with a bachelor’s degree or higher (about 1.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 12.4% of workers reporting work-from-home (about 2.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $354,400 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,228 (about 6% above the U.S. median rent ($1,163)), and owner-occupancy near 63.9% (about 1.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83704 in Boise City, ID, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,277. That is about 38% above the local median household income ($70,806), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Boise City city, ID as Relatively Moderate (composite score 87.8), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.3) and flood (89.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Boise City city, ID show little to no average snow and around 11.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,725 for ZIP 83704 (Boise City city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.