ZIP Code 83646 — Meridian city, ID Demographics & Data

ZIP code 83646 covers Meridian, ID in Ada County with a population of about 74,522.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area codes 208, 986; U.S. House district ID-1; the BOISE media market.

Median household income in ZIP 83646 is about $101,040 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 2.8%; 44.1% of adults with a bachelor’s degree or higher (about 10.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 16.8% of workers reporting work-from-home (about 1.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $488,000 — about 40% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,642 (about 41% above the U.S. median rent ($1,163)), and owner-occupancy near 81.4% (about 16.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83646 in Meridian, ID, a household would need roughly $134,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,135. That is about 33% above the local median household income ($101,040), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Meridian city, ID as Relatively Moderate (composite score 87.8), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.3) and flood (89.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Meridian city, ID show little to no average snow and around 11.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4,904 for ZIP 83646 (Meridian city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.