ZIP Code 87538 — North San Ysidro CDP, NM Demographics & Data

ZIP code 87538 covers North San Ysidro, NM in San Miguel County with a population of about 538.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area code 505; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

On socioeconomic markers, US5 shows a poverty rate of 7.6%; unemployment rate near 0.0%; 39.0% of adults with a bachelor’s degree or higher (about 5.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Arts and entertainment, and Education; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $251,300 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87538 in North San Ysidro, NM, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,614. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North San Ysidro CDP, NM as Relatively Low (composite score 74.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.3) and flood (83.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North San Ysidro CDP, NM show little to no average snow and around 16.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 87538 (North San Ysidro CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.