ZIP Code 89823 — undefined, NV Demographics & Data

ZIP code 89823 covers NV in Elko County with a population of about 596.

At a glance, the area shows median age of 47.4 versus a U.S. median of about 38.9.

It sits in telephone area code 775; U.S. House district NV-2; the SALT LAKE CITY media market.

Median household income in ZIP 89823 is about $80,093 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 3.6%; 23.6% of adults with a bachelor’s degree or higher (about 10.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Construction, and Mining; about 61.7% of workers reporting work-from-home (about 46.5 points above the U.S. share (15.2%)); a mean commute of about 105.0 minutes (U.S. average near 26.8).

Median home value is about $455,000 — about 31% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.5% (about 31.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 89823 in NV, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,923. That is about 56% above the local median household income ($80,093), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NV as Relatively Moderate (composite score 87.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.9) and flood (54.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NV show little to no average snow and around 12.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 89823 (NV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.